Feature Comparison → Payment Processing

Yoga Studio Payment Processing: Compared

Payment processing is where your yoga studio software decisions have a direct, calculable dollar impact. A 0.5% difference in transaction fees on $10,000/month in revenue equals $600/year. Here's how platforms compare.

What to Know About Yoga Studio Payment Processing

Transaction fees compound quickly. If your studio processes $8,000/month in memberships and class packs, and your software charges 2.9% + $0.30 per transaction, you're paying $232–280/month just in processing fees. A platform with 2.5% rates saves you $32/month — $384/year.

Failed payment recovery is underrated. Membership autopay failure rates average 2–5% per billing cycle. Software with automated retry and client notification recovers most of these. Manual follow-up on failed payments takes time and risks member churn.

Payout schedule affects cash flow. Most platforms pay out in 2 business days. Verify this before committing — some newer platforms hold funds longer.

Platform Payment Comparison

WellnessLiving

Transaction Fee

2.5–2.9% + $0.25

Payout Schedule

2 business days

Accepted Payments

Credit, debit, ACH

Membership autopay: Yes — automatic retry
Failed payments: Automated retry + email notification

Competitive processing rates. Strong failed payment recovery workflow reduces revenue loss from declined cards.

Mindbody

Transaction Fee

2.75% + $0.15

Payout Schedule

2–3 business days

Accepted Payments

Credit, debit, Apple/Google Pay

Membership autopay: Yes — automatic retry
Failed payments: Automated retry + member notification

Standard processing rates. Integrated Mindbody Payments system. Add Apple/Google Pay for better mobile conversion.

Vagaro

Transaction Fee

2.75% + $0.15 (card-present); 3.5% + $0.15 (keyed)

Payout Schedule

2 business days

Accepted Payments

Credit, debit, gift cards, checks

Membership autopay: Yes — automatic retry
Failed payments: Automated retry

Lower card-present rates make Vagaro attractive for studios with front desk card swiping. Keyed-in rates are higher.

Glofox

Transaction Fee

2.9% + $0.30 (via Stripe)

Payout Schedule

2 business days

Accepted Payments

Credit, debit, Apple/Google Pay

Membership autopay: Yes — automatic retry
Failed payments: Automated retry + member notification

Uses Stripe as payment backbone — reliable and fast. Slightly higher standard rate than Vagaro.

Momence

Transaction Fee

2.9% + $0.30

Payout Schedule

2 business days

Accepted Payments

Credit, debit

Membership autopay: Yes
Failed payments: Automated retry

Standard Stripe rates. Solid for digital product sales (on-demand videos) alongside class packages.

Zen Planner

Transaction Fee

2.9% + $0.30

Payout Schedule

2 business days

Accepted Payments

Credit, debit, ACH

Membership autopay: Yes — automatic retry
Failed payments: Automated retry + email

ACH support is valuable for installment payment plans in YTT programs — lower fees than card processing.

Calculate Your Processing Cost

Use this formula to compare platforms by real dollar cost:

Monthly processing cost =

(Monthly revenue × transaction %) + (# transactions × per-transaction fee)

Example: $5,000/mo at 2.75% + $0.15 per 50 transactions

= $137.50 + $7.50 = $145/month in processing fees

Payment Processing Verdict

WellnessLiving has the most competitive processing rates when combined with its platform pricing, making it the best all-in total cost for most yoga studios. Vagaro offers the lowest card-present rate for studios that swipe cards at a front desk. Zen Planner's ACH support is uniquely valuable for installment payment plans in YTT programs where bank transfer fees are significantly lower than card fees.

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